Peanut vs Revolut: compare the payment you can use
Compare local merchant QR with Revolut account, card and Pix options.
Revolut combines account, exchange, card and transfer features, with terms that vary by market and plan. Its Brazil help center documents Pix by key, bank details, QR and copy-and-paste for eligible Brazil accounts. Peanut offers supported merchant QR in Argentina and Brazil, plus payments to any Pix key in Brazil, through a different verification and payment flow.
Quick comparison
| Feature | Peanut | Revolut |
|---|---|---|
| Main action | Pay a supported Mercado Pago or Pix merchant QR, or any Pix key, after verification | Use the card, transfer or Pix option currently offered to your account |
| How price is shown | All-in quote shown before confirmation; outside funding costs can apply | Revolut rate plus any fee for the account market, plan and action |
| Local payment scope | Passport-based QR access; local ARS/BRL bank rails have separate rules | Pix QR is available to eligible Brazil accounts; other access varies |
| Account details to get paid | USD, EUR, GBP, MXN or COP details for verified users in most countries. Who can pay in depends on the currency: another person can pay USD under $4,000 per payment; EUR, GBP and COP take only your own account or a business | Check the account details Revolut offers in your country |
The widget is an indicative Peanut quote. The final quote appears in the app before confirmation. Revolut facts were checked on 22 September 2026; features and prices can change.
Compare the final quote
Revolut’s current rate and any applicable fee depend on the customer’s market, plan and transaction. Plan allowances and weekend conditions cannot be exported from one market to everyone. Peanut shows the local merchant amount and total dollar cost before a supported QR payment. Compare the same purchase, funding currency and time in both apps.
Skip foreign card transaction fees. Pay by QR with Peanut when your card would charge one. Card fees and exchange rates vary.
Costs to check
Review Revolut’s final screen for the exact card, transfer or Pix action. A plan allowance does not make every conversion free. Peanut includes the merchant QR conversion in its all-in quote; outside funding and later bank or network delivery can carry their own costs.
Local payment access
Revolut offers Pix, including QR, to eligible Brazil accounts. A foreign Revolut account may not have the same feature. Peanut’s supported merchant QR flow uses passport-based verification and does not require a local bank account. Local ARS or BRL bank rails are different: they require residence, a local tax ID and an eligible own account. Revolut’s published Brazil guidance does not describe direct Mercado Pago QR, so check the options shown in your account.
Where Revolut wins
- Your Revolut account already exposes the card, transfer or Pix feature you need.
- You want its broader account and exchange workflow in one place.
- Your current plan and market give you terms that fit the exact transaction.
Which should you choose?
Choose Peanut when you need its supported merchant QR flow and want the final local amount before paying. Choose Revolut when the relevant card, account transfer or Brazil Pix feature is already available to you. Check both live screens rather than assuming one account configuration applies everywhere.
FAQ
Is Peanut cheaper than Revolut?
Not automatically. Compare the same action, amount, funding currency and final outcome using current quotes. Peanut shows an all-in merchant QR quote; Revolut uses the structure described above.
Can Revolut pay with Mercado Pago or Pix?
Revolut offers Pix QR to eligible Brazil accounts. It does not offer the same feature to every foreign account; check your account for Pix or Mercado Pago options.
Is Peanut available in my country?
The Peanut app is open to anyone in a non-restricted country, while local rails depend on verified residence and account eligibility. Supported merchant QR is live in Argentina and Brazil after verification.
How do I move from Revolut to Peanut?
You can use both. Download the Peanut app and create an account there, verify for merchant QR, fund through an eligible route and compare its final quote with the exact Revolut action available to your account.