Designer, Buenos Aires
A Berlin agency pays me in euros.
Get paid globally. Spend locally.
Get paid from the US and Europe.
Sound like you?
Designer, Buenos Aires: A Berlin agency pays me in euros.
Just send a link.
Your earnings, ready to use.
Balance
$3,247.31
Activity
€Money inSEPA · €1,500.00+$1,670.19
Parrilla La EsquinaQR · ARS 120,000−$72.88
SECURITY. CONTROL. SUPPORT.
Wall of love.
FAQ.
Why Peanut?
Receive your earnings and use them for everyday life. Peanut connects payments from US or European bank accounts with a digital-dollar balance and supported spending options.
What is Peanut?
Peanut is a personal money app for freelancers, remote workers and people paid from US or European bank accounts. Open eligible account details, receive payments and use your balance. Payer rules depend on the currency and your verified residence.
Do I have to KYC?
No! You can use core functionalities (like sending and receiving money) without KYC. Bank connections, however, trigger a one‑time check handled by Sumsub, a SOC 2 Type 2 certified, GDPR-compliant, ISO 27001–certified provider. Your documents remain locked away with Sumsub, not Peanut, and Peanut only gets a yes/no response, keeping your privacy intact. The Peanut Card is a separate program and requires identity verification for all cardholders. Once you're verified in the app, you can apply for the Peanut Card under Profile → Card or at peanut.me/shhhhh; applications are subject to approval.
Could a thief drain my wallet if they stole my phone?
Not without your face or fingerprint. The passkey is sealed in the Secure Enclave of your phone and never exported. It’s secured by NIST‑recommended P‑256 Elliptic Curve cryptography. Defeating that would be tougher than guessing all 10¹⁰¹⁰ combinations of a 30‑character password made of emoji. Your key never touches our servers; compliance requests only see cryptographic and encrypted signatures. Cracking those signatures would demand more energy than the Sun outputs in a full century.
What happens to my funds if Peanut’s servers were breached?
Nothing. Your funds sit in your self‑custodied smart account (not on Peanut servers). Every transfer still needs a signature from your biometric passkey, so a server‑side attacker has no way to move a cent without the private key sealed in your device's Secure Enclave. Even if Peanut were offline, you could point any ERC‑4337‑compatible wallet at your smart account and recover access independently.
How does Peanut make money?
We plan to charge merchants for accepting Peanut as a payment method, whilst still being much cheaper than VISA and Mastercard. For users, we only charge minimal amounts!
My question is not here
Check out our help center for more help.
Peanut is not a bank. Accounts may not be available where you live.
