Get Paid from Abroad
Share your own USD, EUR, GBP, MXN or COP account details with employers and clients, or receive a funded Peanut Link.
Getting paid from abroad often means coordinating a sender, a currency, and a withdrawal route. Peanut gives you two ways to receive: your own account details, and funded Peanut Links. Both land in a digital-dollar balance.
Get paid into your own account details
Verified users in most countries can open USD, EUR, GBP, MXN or COP account details in the app, under Accounts. Share them once with an employer, a client or a payroll platform, and each payment arrives in your Peanut balance as digital dollars. The account is free to open, and you can hold two at a time.
Who can pay depends on the currency. A business can pay into any of the five. Another person can pay USD under $4,000 per payment and MXN up to 15,000 MXN in total, but not EUR, GBP or COP. If you live in Texas, only your own account can pay into USD details. UK and New York residents cannot open accounts. Read who can pay into your account.
Receive a funded Link
Ask the sender to create and fund a Peanut Link from their balance. Open the Link and claim the full amount into your personal Peanut balance. One side must complete verification for the Link: if the creator is verified, the claimer can receive it without verifying first.
Once the balance is in Peanut, you can hold it, send another funded Link, or choose a supported withdrawal route. Verification and eligibility can apply to the later action. Bank routes depend on verified residence and the account details required by that rail; they are not enabled merely because a bank is located in a supported country.
Understand each cost separately
A claim into Peanut has no separate claim fee. The sender’s funding bank, wallet, or exchange may charge its own fee. Currency conversion appears in the all-in quote, and delivery to some external networks has a cost shown before confirmation. Review the amount the sender funds and the amount shown for your next action.
Add funds directly when appropriate
You can also use a supported personal deposit route shown in Peanut. Bank minimums include €1 for SEPA, $1 for ACH or USD wire, and £3 for Faster Payments. Digital-dollar deposit addresses show their current minimum in the app.
Use the pricing guide and the confirmation screen to check the amount and cost for your actual route.
How to get started
How to get started
- 1
Ask the sender
Ask the sender to create and fund a Peanut Link from their balance.
- 2
Open the Link
Open the Link and create or sign in to your personal Peanut account.
- 3
Verify if required
Complete verification if the sender has not done so, and complete any check required for your next action.
- 4
Claim and review
Claim the full Link into your balance, then review eligibility and cost before a later withdrawal.
Questions
FAQ
Can my employer or clients pay me with Peanut?
Yes, with limits per currency. Share your USD, EUR, GBP, MXN or COP account details: a business can pay any of them. Peanut is a personal account, not a business account, and it does not issue invoices.
How do I add funds?
Use the bank or digital-dollar deposit route shown for your verified account and meet the minimum displayed in Peanut.
How do I compare costs?
Compare the same action and amount. Review Peanut’s current all-in quote plus any fee charged by the sending bank, wallet, exchange, or delivery network.
Who needs to verify for a funded Link?
One side must be verified. If the creator is verified, the recipient can claim first without verifying; a later withdrawal can have its own requirement.
Create an account and review the exact route, eligibility, amount, and quote before confirming.