Send money from Germany to Argentina
Share a funded Link. Your recipient claims digital dollars in Peanut, verifies and can pay supported Mercado Pago merchant QR codes.
Fund a Peanut Link and share it with your recipient in Argentina. They open the Link and claim digital dollars into Peanut. After the required verification, they can use that balance for supported Mercado Pago merchant QR payments.
One side of the Link must complete identity verification. The recipient does not need an existing Peanut account before opening it. A Link delivers digital dollars into Peanut; it does not claim directly to Mercado Pago.
Funding the sender’s balance
If your verified Peanut account shows SEPA, you can fund in EUR. Conversion costs are included in the displayed quote. Follow the exact bank details, reference and sender-name instructions.
Bank access depends on the sender’s verified residence and account eligibility, not just the origin of the transfer. New York residents are excluded from the relevant bank onboarding. A deposit from a wallet or exchange must use the exact supported currency and network, with at least the minimum shown for that address. Peanut covers supported deposit processing; the sending service may charge its own fee.
Send a funded Peanut Link
- 1
Fund your balance
Choose an eligible funding option shown in Peanut and wait for the balance to be credited.
- 2
Create and fund the Link
Choose Send and Create Link. Enter the amount and confirm; the money comes from your Peanut balance.
- 3
Share it privately
Send the Link to the intended recipient. The sender can reclaim the funds while the Link remains unclaimed.
- 4
Recipient claims into Peanut
The recipient opens the Link and claims the full amount. One side completes identity verification; later QR spending has its own verification requirement.
What the recipient can do
After claiming into Peanut, the recipient completes the required verification and can pay supported Mercado Pago merchant QR codes. Passport-based QR verification does not require an Argentine bank account or DNI. MODO and Cuenta DNI QR codes are not supported by this flow.
A local ARS bank withdrawal is separate: it requires Argentine residence, the applicable CUIT/CUIL/DNI and the user’s own eligible account. It is not a way for the sender to pay another person’s local account.
Paying by QR in Argentina
Skip foreign card transaction fees. Pay by QR with Peanut. This benefit applies to supported merchant QR payments; individual card fees and exchange rates vary.
Costs and timing
Creating a Link and claiming into Peanut have no Peanut fee. Funding costs depend on the sender’s method. Currency-conversion costs are included in the applicable quote. For a later QR payment, the recipient sees the local ARS amount and total dollar cost before confirmation.
A claim into Peanut can be instant after the Link is funded. Sender funding, identity review and any later bank or network transfer take separate time. If the recipient later withdraws to a wallet, the selected network has its own minimum and quote; Ethereum, Tron and Solana have delivery costs.
FAQ
Does the Link pay a local bank account?
The flow on this page claims digital dollars into Peanut. Direct Link claims to Mercado Pago or Pix are not supported. Eligible SEPA or ACH bank claims are separate options under their own route conditions.
Who needs identity verification?
One side must verify for the Link. The recipient must also meet the verification requirements for later QR spending; claiming a Link does not automatically unlock every payment method.
Does the recipient need a local bank account for QR payments?
No. An eligible recipient can verify for supported merchant QR payments using a passport. Local ARS or BRL bank deposits and withdrawals have additional residence, tax-ID and own-account requirements.
Is the whole transfer instant and free?
The funded in-Peanut claim can be immediate with no Peanut claim fee. Funding, conversion and later external transfers have their own costs and timing.