Send money to Spain

Send EUR directly to a supported bank account. The recipient does not need Peanut.

Check your transfer options

An eligible, verified Peanut sender can transfer EUR from their balance directly to a supported bank account in Spain through SEPA. Enter the recipient's bank details and review the final quote. The bank recipient does not need a Peanut account or a Peanut Link.

Ask the recipient for an account that accepts EUR through SEPA. Confirm the account holder’s name and IBAN before you enter the transfer.

Check sender eligibility

The sender's verified residence and account determine access to Peanut bank transfers. A bank account in Spain does not establish eligibility by itself. New York residents are excluded from the relevant bank onboarding. Check that SEPA appears in your own account before you fund a transfer.

Fund your balance through an option shown in Peanut. A sending bank, wallet or exchange may apply charges and processing times. Use the exact instructions for that funding method; do not assume every sender can fund from the same bank rail.

Send directly to a bank account

1. 1

   Check and fund your account

   Complete the required verification, check your available bank-transfer options, and fund your Peanut balance.

2. 2

   Enter the recipient

   Choose Withdraw, then Bank Transfer and the destination for SEPA. Enter the recipient's IBAN and other requested bank details.

3. 3

   Review the quote

   Enter at least $1 USD equivalent. Check the recipient's name, account, currency, amount received and estimated timing.

4. 4

   Confirm and keep the receipt

   Confirm the transfer and save its reference. The recipient checks their bank account for arrival.

Costs and timing

The digital-dollar balance converts to EUR. Conversion costs are included in the all-in quote; review the amount the recipient will receive. The receiving bank may apply its own charges.

Expected timing: 90% of transfers under 20 minutes, with up to one business day expected. Bank checks or inaccurate information can cause delays. This estimate excludes funding your Peanut balance and is not an arrival guarantee. Transfers above $100,000 equivalent may require additional information. See pricing and the SEPA transfer guide for route details.

Send digital dollars with a Link

If the recipient wants a Peanut balance instead, create and fund a Peanut Link, then share it privately. The recipient opens it and claims the digital dollars; they do not need an existing account before opening the Link. One side must complete identity verification.

Creating a Link and claiming into Peanut have no Peanut fee. An in-Peanut claim can be instant once funded. External funding, eligible bank claims and later wallet withdrawals have separate costs and timing. A Link does not make an ineligible bank route available. Read the Link guide before choosing this alternative.