Pay for Daily Life in Argentina and Brazil
Use supported local merchant QR payments without opening a local bank account for that payment flow.
Living abroad changes how you pay for ordinary things. A foreign card may work, but issuer fees and exchange rates vary. Local wallets often require a local bank account or tax ID. Cash adds another exchange and a trip to an ATM.
Use Peanut for supported local QR payments
After identity verification, you can scan supported Mercado Pago merchant QR codes in Argentina and Pix merchant QR codes in Brazil from Peanut. Passport-based verification is enough for this merchant-payment flow; you do not need a local bank account for the QR payment itself.
Peanut shows the local amount and current all-in quote before you confirm. For supported Argentina merchant QR, you can skip foreign card transaction fees by paying by QR with Peanut. Card fees and exchange rates vary, so compare the current quote with the terms of the card you would otherwise use. In Brazil, review the current BRL amount and all-in quote before confirming.
Local banking is separate. ARS deposits and withdrawals require Argentine residence, a local tax ID, and your own eligible account. BRL deposits and withdrawals similarly require Brazilian residence, CPF, and your own eligible account.
Where it works today
Argentina
Use Peanut at a merchant that displays a compatible Mercado Pago QR code. Scan it, check the merchant name and ARS amount, review the quote, and confirm. A Mercado Pago logo or store category alone does not establish compatibility.
Brazil
Use Peanut for a compatible Pix merchant QR code. Confirm the recipient or merchant and BRL amount before paying. A Pix-key payment to another person is a separate supported flow. Local BRL withdrawals are available only to eligible Brazilian residents with CPF and must go to their own account.
Fund the balance before you need it
Eligible verified users can add money over the bank route shown for their residence. Bank minimums include €1 for SEPA, $1 for ACH or USD wire, and £3 for Faster Payments. Digital-dollar deposits are also supported on the networks shown in the app; send at least the displayed minimum. External wallets or exchanges may charge their own sending fee.
Open the current pricing guide and review the in-app quote for the action you plan to take.
How to get started
How to get started
- 1
Create your account
Create a personal Peanut account.
- 2
Verify your identity
Complete the identity check required for the action you want to use.
- 3
Add funds
Choose a deposit route and meet the minimum shown in the app.
- 4
Review and confirm
Review the recipient, local amount, and quote before confirming.
Questions
FAQ
Do I need a local bank account to pay a merchant QR?+
No. Passport-based verification can unlock supported merchant QR payments in Argentina and Brazil without a local bank account for that payment flow.
How do I add funds?+
Use the bank or digital-dollar deposit route shown for your verified account and meet the minimum displayed in Peanut.
How do I compare costs?+
Compare the same action and amount. Review Peanut’s current all-in quote plus any fee charged by the sending bank, wallet, exchange, or delivery network.
How do I know whether a merchant QR is compatible?+
Scan it in Peanut and check that the merchant and amount are recognized before confirming. A logo or store category alone is not enough.
