Pay with Pix in Brazil using Peanut

Verify with your passport, fund a digital-dollar balance, and pay a supported merchant QR or send to a Pix key.

Create a Peanut account

Pix is Brazil’s instant payment network. With Peanut, a verified user can pay a supported merchant QR or send to a person’s Pix key from a funded digital-dollar balance. You do not need a Brazilian bank account for these payment flows, and a valid passport can be used for verification.

Pay a merchant QR

How to pay with Pix

  1. 1

    Verify and fund your account

    Complete verification with an accepted document and add digital dollars through a supported route.

  2. 2

    Open Pay and scan

    At checkout, open Peanut, tap Pay, and scan the merchant’s Pix QR.

  3. 3

    Review the payment

    Check the recipient, amount in BRL, amount from your digital-dollar balance, and exchange rate.

  4. 4

    Confirm the locked quote

    Confirm only when every detail is correct. The displayed rate locks when you approve the payment.

  5. 5

    Check the result

    Peanut shows the result and the Pix network confirms the payment in seconds. Wait for the merchant to confirm receipt.

Peanut supports compatible Pix merchant QRs. Coverage is broad across Brazil, but do not assume that every QR format will work. If Peanut cannot read or process a code, ask the merchant for another supported Pix QR.

Send to a Pix key

Besides scanning a merchant QR, you can pay two more ways, both from Send: open Send, choose the bank option for Brazil, and select Pix. There, paste a Pix copia e cola (paste code) that a hotel or shop sent you over WhatsApp or in a booking email, or enter the recipient’s email, phone, CPF/CNPJ, or random key and the amount. Peanut converts the key or paste code into the supported Pix payment flow. Check the recipient name before confirming because completed payments are final. All of these work, with one exception: Pix Automático codes for recurring charges.

A Pix-key payment is different from withdrawing BRL. A Pix withdrawal to your own account is available only with verified Brazilian residence and CPF. See how to withdraw by Pix if that is what you need.

Verification and limits

A passport, national ID card, or residence permit can be used for identity verification. Foreign users paying by QR without local verification have a USD 2,000 per-transaction limit. Locally verified LATAM users have a USD 2,000 monthly limit shared across deposits, withdrawals, and QR payments. The app shows the limit that applies to your account.

Info
Use a passport to verify for Pix payments. Brazilian residence and CPF are required only for BRL bank deposits and withdrawals to your own account.

Rate and payment cost

Peanut charges no separate flat fee for a Pix QR payment. Your balance stays in digital dollars. When you pay a Pix QR code or a Pix key, the payment amount converts to BRL at the all-in rate shown before you confirm.

Indicative rate. Review the final quote in the app before confirming.

Pay with Pix using Peanut

If a payment does not complete

Check that the QR is a supported Pix code, your balance covers the full quote, and your account has room under its applicable limit. Do not retry a completed payment. If the app reports a failure or the status remains unclear, use the QR troubleshooting guide and contact support with the transaction details.

FAQ

Do I need a CPF to pay with Pix through Peanut?

No. You can verify with an accepted passport and use the supported merchant-QR or Pix-key payment flow. CPF and Brazilian residence are required for BRL bank deposits and withdrawals to your own account.

Can I send to a person’s Pix key?

Yes. Use Send, choose Brazil and Pix, enter the key, and verify the recipient before confirming.

Can I pay a Pix copia e cola code?

Yes. Use Send, choose Brazil and Pix, paste the code, and verify the recipient before confirming. Pix Automático codes for recurring charges are the exception.

What limits apply to Pix payments?

Foreign users without local verification have a USD 2,000 per-transaction QR limit. Locally verified LATAM users have a USD 2,000 monthly combined limit.

What rate will I get?

The app shows an all-in BRL quote and locks the rate when you confirm. The rate above is indicative.

How quickly does Pix confirm?

The Pix network confirms supported payments in seconds and operates around the clock. Wait for the merchant or recipient to confirm receipt.

Get started with Pix

Verify your account, add digital dollars, and review the final BRL quote before paying.