What Does Peanut Cost?
Peanut does not add a flat per-operation charge to deposits, withdrawals, Links, Requests, or sends. A route can still have currency conversion, a network delivery cost, or a sender-side bank or wallet charge. Review the final screen before confirming.
| Action | What to expect |
|---|---|
| Digital-dollar deposit | Peanut covers processing; the sender may charge |
| USD ACH or USD wire deposit | No currency conversion; a bank may charge |
| EUR, GBP, MXN, ARS, or BRL route | Conversion is included in the all-in quote |
| Bank withdrawal | Cost and minimum depend on currency and route |
| Wallet withdrawal | Ethereum, Tron, and Solana show a delivery cost; the route screen is authoritative |
| Peanut Link or Request | Creation and in-app movement have no charge; external routes inherit their quote and minimum |
| Supported merchant QR | The conversion is included in the locked all-in rate |
Peanut Card
The Peanut Card is a virtual card for spending your Peanut balance wherever Visa is accepted. Identity verification is required for all cardholders, who must be 18 or older. Once you're verified in the app, apply under Profile → Card or at peanut.me/shhhhh; applications are subject to eligibility and approval. The card has no issuance, monthly, or annual fee. Same-currency purchases have no added fee. Cross-currency purchases use the Visa exchange rate plus a 1% Visa network fee. The card follows a separate fee schedule from bank and QR routes.
See cardholder terms and general terms.
FAQ
Are all withdrawals free?
No. Ethereum, Tron, and Solana have delivery costs, and cross-currency bank routes include conversion in the quote.
Where is the final cost shown?
On the confirmation screen as the all-in quote or route delivery cost.