Use Peanut and pay with Pix in Brazil

Verify with a passport, hold digital dollars, and pay a supported Pix merchant QR or send to a Pix key.

Create a Peanut account

Peanut lets verified users pay through Pix from a digital-dollar balance. You can scan a supported merchant QR or send to a person’s Pix key without opening a Brazilian bank account. A passport can be used for verification.

How Pix payments work

Pay with Pix in Brazil

1. 1

   Verify your account

   Complete identity verification with an accepted passport, national ID card, or residence permit.

2. 2

   Add digital dollars

   Fund your balance through a supported route. Match the currency, network, and address when using a supported network.

3. 3

   Choose QR or Pix key

   Scan a supported merchant QR, or open Send, choose Brazil and Pix, and enter the recipient’s key.

4. 4

   Review the quote

   Check the recipient, BRL amount, digital-dollar debit, and all-in exchange rate.

5. 5

   Confirm the payment

   Approve only when every detail is correct. Pix confirms supported payments in seconds.

Pix merchant QR and Pix-key send are both payment flows. Peanut does not guarantee support for every QR format, so use the payment details shown in the app as your guide.

Passport access and account limits

Foreign users paying by QR without local verification have a USD 2,000 per-transaction limit. Locally verified LATAM users have a USD 2,000 monthly limit shared across deposits, withdrawals, and QR payments. The app shows which limit applies.

Payments and withdrawals are different

A Pix-key send pays another person or business through the payment flow. A Pix withdrawal cashes out BRL to the user’s own Brazilian account. That withdrawal is available only to users with verified Brazilian residence and CPF, and the destination account must belong to the user. Read the Pix withdrawal guide before using that route.

Pricing and funding

Peanut charges no separate flat fee for a Pix QR payment. Your balance stays in digital dollars. When you pay a Pix QR code or a Pix key, the payment amount converts to BRL at the all-in rate shown before you confirm. Review the live quote rather than assuming a fixed saving.

Digital-dollar deposits are free from Peanut, but a wallet or exchange may charge its own network fee. Digital-dollar withdrawal charges vary by network. Review the final app summary before moving money.

Common ways to use Peanut in Brazil

Travelers can fund a balance before a trip and verify with a passport for supported Pix payments. Residents can use the same payment flow and, after meeting the separate residence and CPF requirements, may also see BRL deposit and own-account withdrawal options. Remote workers can hold digital dollars and choose when to make a local payment.