Pay Local QR Codes While Traveling

Carry less cash and check the exact local amount and quote before a supported QR payment.

Travel payments create a choice between foreign cards, cash, and local payment apps. Card issuer fees and exchange rates differ. Cash requires a withdrawal or exchange, while many local apps expect a local account.

Scan a supported merchant QR with Peanut

Verify your identity with a passport, add funds, and scan from Peanut. Supported Mercado Pago merchant QR payments in Argentina and Pix merchant QR payments in Brazil do not require a local bank account for that payment flow.

Before confirming, check the merchant or recipient, the local-currency amount, and Peanut’s current all-in quote. In Argentina, the useful comparison is simple: skip foreign card transaction fees and pay by QR with Peanut. Individual card fees and exchange rates vary. In Brazil, review the current BRL amount and all-in quote before confirming.

Where it works today

Argentina

Ask whether the merchant accepts Mercado Pago QR, then scan the code in Peanut. Verify the name and ARS amount before paying. See the Mercado Pago QR guide for the supported flow.

Brazil

Scan a compatible Pix merchant QR from Peanut and verify the BRL amount. See the Pix guide. Pix-key transfers are a different flow, and direct bank withdrawals have separate residence and CPF rules.

Add funds for the trip

Use the deposit option shown for your verified account. SEPA starts at €1, ACH and USD wire at $1, and Faster Payments at £3. A digital-dollar deposit must meet the minimum shown with its deposit address. The sender’s bank, wallet, or exchange may charge its own fee, and currency conversion is reflected in Peanut’s quote.

Checking the pricing guide and funding before you reach the counter makes the final scan easier.

How to get started

How to get started

  1. 1

    Create your account

    Create a personal Peanut account.

  2. 2

    Verify your identity

    Complete the identity check required for the action you want to use.

  3. 3

    Add funds

    Choose a deposit route and meet the minimum shown in the app.

  4. 4

    Review and confirm

    Review the recipient, local amount, and quote before confirming.

Questions

FAQ

Do I need a local bank account to pay a merchant QR?

No. Passport-based verification can unlock supported merchant QR payments in Argentina and Brazil without a local bank account for that payment flow.

How do I add funds?

Use the bank or digital-dollar deposit route shown for your verified account and meet the minimum displayed in Peanut.

How do I compare costs?

Compare the same action and amount. Review Peanut’s current all-in quote plus any fee charged by the sending bank, wallet, exchange, or delivery network.

Can I use Peanut at every restaurant or shop?

Compatibility depends on the specific QR. Ask whether the merchant accepts Mercado Pago QR in Argentina or Pix QR in Brazil, then scan and review it in Peanut.

Get started with Peanut

Create an account and review the exact route, eligibility, amount, and quote before confirming.