Your money.Only youOnly you can send it.
Your balance sits in your own account. Sending from it needs your passkey.
What Peanut can do with your money:Nothing.
Can't send it. Can't freeze it. Can't hold it.
Most apps hold your money. Peanut doesn't.
Balance$1,250.75
Funds on hold
Contact support to release your funds.
| Question | Usual app | Peanut |
|---|---|---|
| Who holds it | The app | You |
| Who can freeze it | The app | Not Peanut |
| Who approves sends | The app | You |
FAQ.
Can Peanut freeze or move my money?
No. Your balance sits in your own account, not with us, and sending from it needs your passkey. The Peanut Card works differently.
What if I lose my phone?
Your passkey can sync with your Apple or Google account. If it can't be recovered, no one can access the account, including Peanut.
What if Peanut shuts down?
Your account lives onchain, so you can still reach it with another compatible wallet.
Does this cover bank transfers and the card?
It covers your balance. Bank transfers in and out go through licensed partners, who run their own checks. The Peanut Card works differently: up to your card limit sits in a separate card account managed by our card partner.