When can I send money to Chile with Peanut?

Peanut is working on the Chile integration. MACH spending is planned but does not have a confirmed launch date. Sign up to get notified.

What payment methods will be supported in Chile?

Peanut is integrating with MACH, one of Chile's leading digital wallets. Recipients will be able to make QR payments, P2P transfers, and online purchases. Bank withdrawals to Chilean accounts will also be available.

How do I get early access?

Sign up for a Peanut account today. You can deposit digital dollars and hold a balance now. When MACH launches, you will be ready.

Will the recipient need a RUT?

No. Peanut will not require a RUT or any Chilean identification. Verify with any passport or national ID card from any country.

How much will it cost to send money to Chile?

Peanut charges no fees. The exchange rate model converts digital dollars to CLP at the market rate with no hidden charges.

Can I use Peanut in both Chile and Argentina?

Yes. Peanut is already live for spending in Argentina via Mercado Pago. When MACH integration launches, you will pay locally in both countries from one app.

Send Money to Chile with Peanut — Coming Soon

Peanut is expanding to Chile. Soon you'll send money and have recipients spend via MACH — no fees, no RUT needed.

Send Money to Chile with Peanut — Coming Soon

Peanut is expanding to Chile. Soon you will be able to send money to anyone in Chile and have them spend locally via MACH — one of Chile's most popular digital wallets. The recipient will not need a RUT (Rol Unico Tributario) or a Chilean bank account. Just a passport and the Peanut app.

Chile receives approximately $2 billion in remittances annually, primarily from the United States, Spain, and Argentina. Digital payment adoption in Chile is among the highest in Latin America, but accessing local systems as a foreigner requires a RUT — which means residency. Peanut is building a direct path from your dollars to Chilean pesos.

Why Peanut Will Be the Best Way to Send Money to Chile

No Fees

Peanut charges nothing on deposits, transfers, or spending. That model will carry over to Chile. Compare to alternatives:

Wise: 0.4-1.5% in additional charges
PayPal: 3-4% cross-border fee plus exchange rate markup
Western Union: $5-$15+ flat fee plus a 2-5% rate markup

For families receiving regular remittances, those fees add up quickly.

Better Exchange Rate

The Chilean peso operates under a managed float regime with relative stability. Peanut will convert digital dollars to CLP at the real market rate — no hidden markups, no foreign transaction fees.

Instant Local Spending

Once Peanut launches in Chile, recipients will be able to spend immediately using MACH for QR payments, P2P transfers, and online purchases. No waiting days for an international bank transfer to clear.

No Local ID Required

Info

Peanut will not require a RUT or Chilean bank account. Verify with any passport and start receiving and spending — no residency needed.

The RUT is Chile's tax ID number, required for virtually all financial services. Foreigners need a temporary or permanent residence visa to obtain one. Peanut bypasses that requirement.

How It Will Work

1
Sign up and verify
Create a Peanut account and verify with your passport or national ID card. Takes under 2 minutes. No RUT required.
2
Deposit funds
US users deposit via ACH (free, 1-3 business days). European users deposit via SEPA (free, under 20 minutes). Anyone can send USDC, USDT, or DAI on supported networks — free, arrives in minutes.
3
Send to the recipient
The recipient creates a Peanut account and verifies with a passport. Send money directly — Peanut-to-Peanut transfers arrive instantly.
4
Recipient spends locally via MACH
The recipient uses MACH for QR payments, P2P transfers, and online purchases across Chile. Digital dollars convert to pesos at the moment of payment.

What the Recipient Will Be Able to Do

MACH Payments

MACH is one of Chile's most popular digital wallets and prepaid card platforms, operated by BCI. It enables QR payments, P2P transfers, and online purchases. When Peanut integrates MACH, recipients will be able to pay at participating merchants and send money to other MACH users across Chile.

Bank Withdrawal

Recipients will also be able to withdraw to a local Chilean bank account for rent, bills, and other expenses.

Digital Dollar Withdrawal

Recipients can withdraw USDC, USDT, or DAI to any external wallet. This is available today.

Get Notified

Key Corridors

Send Money from the United States to Chile

The US is the largest source of remittances to Chile. US senders will deposit via ACH (free, 1-3 business days) or digital dollars (free, minutes). The recipient spends via MACH or withdraws to their bank.

Send Money from Spain to Chile

Spain is a significant source of remittances and tourism to Chile. SEPA deposits from Spanish banks are free and arrive in under 20 minutes.

Send Money from Argentina to Chile

Argentina and Chile share one of the longest land borders in the world. Cross-border travelers move between the two countries regularly. Senders in Argentina deposit digital dollars from a local exchange.