Withdraw via ACH from Peanut
Send USD directly to your own or another person’s supported bank account when your Peanut account is eligible.
An eligible, verified Peanut user can send USD from their balance through ACH. Enter the recipient’s routing number and account number; the bank recipient does not need Peanut or a Peanut Link.
Check your eligibility
Bank access depends on your verified residence and account eligibility. A bank account in the destination country is not enough on its own. UK residents cannot use Peanut bank transfers, and New York residents are excluded from the relevant bank routes. Check whether ACH appears in your account before sending.
The recipient account can belong to you or another person. These rules apply to ACH; local ARS and BRL withdrawals have separate own-account and residence requirements.
Send an ACH bank transfer
- 1
Open bank transfers
Open Peanut, choose Withdraw and then Bank Transfer.
- 2
Choose the destination
Select the supported destination for ACH. Enter the recipient’s routing number and account number and the other requested account details.
- 3
Enter the amount
The minimum is $1. Check the amount in USD and keep enough balance for the displayed quote.
- 4
Review and confirm
Verify the recipient details, amount, exchange quote and expected timing. Confirm when everything is correct.
Cost and timing
The USD route has no Peanut transfer fee or currency spread. The receiving bank may apply its own charges.
Expected processing is 1–3 business days. This is an estimate, not a guaranteed arrival time. Bank checks or incorrect recipient information can delay a transfer. Transactions above $100,000 equivalent may require more information.
If the recipient has not received the money
Check the transfer status and compare the bank details with your confirmation. Keep the amount, time and transaction reference, and contact support with the recipient’s evidence if the transfer appears completed but is missing. Do not send again solely to resolve an unclear status; refunds and recovery are case-specific.
FAQ
Can I send to someone else’s bank account?+
Yes, an eligible verified user can send through ACH to a supported third-party bank account. This is a direct bank transfer, separate from a Peanut Link.
What is the minimum?+
The minimum for this route is $1. Check the current amount and any account-specific conditions in Peanut before confirming.
How much does the transfer cost?+
The USD route has no Peanut transfer fee or currency spread. The receiving bank may apply its own charges.
Can a UK resident use this route?+
No. UK residents cannot access Peanut bank rails. A non-UK resident’s access depends on their own verified account and eligibility.
