Withdraw via ACH

Move digital dollars to a bank account in USD. Check the amount the bank should receive and the quote before you confirm.

Create an account

Use bank withdrawal to move money from Peanut into your own account or pay a recipient on a route that allows it. Choose the bank and currency in the app, then review the transfer.

• Use the recipient’s routing and account numbers and the correct beneficiary name.
• The minimum is 1 USD. You can use your own account or a third-party destination when the route is available to you.

Make a bank withdrawal

1. 1

   Open bank withdrawal

   In Peanut, open Withdraw → Bank Transfer. Enter the destination details or choose a saved bank account.

2. 2

   Enter the bank amount

   Enter the USD amount and choose standard or same-day ACH. Check the selected speed before confirming.

3. 3

   Review the quote

   Check the destination, digital dollars leaving your balance, bank amount, exchange rate, fee and estimated arrival. Add an optional statement reference if needed.

4. 4

   Confirm and track

   Confirm the transfer and keep the receipt. Wait for the bank to credit it; the arrival estimate is not a guaranteed deadline.

Standard and same-day ACH have no Peanut fee or currency-conversion cost on the USD route. A USD wire has a $20 flat fee, deducted from the amount sent, with a $21 minimum.

Standard ACH usually takes 1–3 business days; same-day ACH is estimated for the same business day. Weekends, holidays and checks can delay processing.

Bank withdrawals require identity verification and residence-based access. A destination bank’s country alone does not establish access. Check the options offered in your app.

If a transfer is missing, check its status and keep the amount, time, destination details and receipt. Follow the bank withdrawal help guide; do not send again just to resolve an unclear status.