How Do I Get Paid Into My Peanut Account?

Open an account once and keep it. Share its bank details with the people and businesses who pay you, and every payment lands in your Peanut balance as digital dollars. Who can pay you depends on the currency. There is no exact amount to match, and no reference number to copy, except on a Colombian peso account that shows one.

Open an Account

1. Open the app and go to Accounts
2. Under Open new account, choose the currency you want to be paid in
3. Tap Open USD account (or the currency you chose)
4. Copy the bank details, or share them from the app

You need to be verified first. Each account is for one currency. The bank details do not change, so you can save them, send them to your employer, or put them on an invoice.

You can have 2 accounts. If you need another one, contact support.

Opening and keeping an account is free, and Peanut adds no fee on payments in. Dollars need no conversion. Euros, pounds and pesos convert to dollars at our partner's rate, and the conversion cost is inside that rate.

Which Currencies

Colombian pesos need one extra check by our payment partner after you are verified. The app shows when it is needed. If the app shows a reference with your Colombian peso details, every transfer must include it, or the payment cannot be matched to you. Colombian pesos also work both ways: get paid into the account, and withdraw pesos to a Colombian bank account.

Pound details are held for you by our banking partner, not in your own name. The payer's bank may show the partner's name; that does not stop the payment.

Residents of the UK, New York and some restricted countries cannot open an account.

You cannot open an account in Brazilian reais or Argentine pesos. You can still add money in those currencies from a bank account in your own name, with details for one top-up at a time. See Deposit with Bank Transfer.

What Is Different From a One-Off Top-Up

A one-off top-up gives you bank details for a single payment. Those carry a reference number, and you send from a bank account in your own name (on Mexican pesos, any account can pay). The amount does not have to match: what arrives is credited, converted at our partner's rate.

An account has no reference (except a Colombian peso account that shows one), takes any amount above the minimum, and works for as many payments as you like. Your own payments in are always allowed. When somebody else pays, whether it arrives depends on who they are — see Who can pay into my account.