Deposit via SPEI

Add money from your bank in MXN. Use the current instructions in Peanut and receive a digital-dollar balance.

Create an account

A one-off bank top-up lets you add money from your own account. Use the reference from Peanut to match the payment to your balance.

• The one-off top-up minimum is 50 MXN. Follow the minimum displayed in the app.
• Use the current bank details and exact reference from Peanut. The reference matches the payment; the amount can differ, and what arrives is credited.
• For SPEI, another bank account can fund a one-off top-up. This is an exception to the own-name rule on other rails.

Add money by SPEI

1. 1

   Open a bank deposit

   In Peanut, open Deposit and choose bank transfer. Select MXN and the available method.

2. 2

   Copy the instructions

   Copy the 18-digit CLABE and exact reference shown for this top-up. Send MXN only.

3. 3

   Send from your bank

   Enter the details in your bank app. Check the reference, amount and any bank charges, then confirm. Keep the receipt.

4. 4

   Check your balance

   Wait for bank processing and Peanut balance credit. A completed bank transfer and credited balance are separate stages.

MXN converts to digital dollars. Peanut adds no receiving fee; the conversion cost is included in the exchange rate. Your bank may charge for sending.

SPEI normally settles in seconds, around the clock. Final balance credit still depends on processing and checks.

Bank deposits require identity verification and account checks. Access depends on verified residence; having bank details does not establish access. If the app says “not available where you live,” check the bank deposit guide.

For a client or employer payment, use the MXN account guide. Reusable account details have different payer rules from a one-off top-up.

If a deposit is missing, keep the receipt and follow the deposit help guide.