Deposit via SPEI
Fund your digital-dollar balance with an eligible MXN bank deposit.
Use SPEI to fund Peanut when this bank deposit method appears in your verified account. Send only the currency and amount specified by the app, using the current bank details and reference. Your credited balance is held in digital dollars.
Before you send
Bank deposits require identity verification and account eligibility. Access depends on your verified residence; having a bank account in a supported country is not enough. UK residents cannot use Peanut bank rails, and New York residents are excluded from the relevant bank onboarding. See the verification guide.
For this method, the currency is MXN and the minimum is 50 MXN. If more than one currency is offered, select the intended currency first. Use a bank account that can send the selected type of transfer. Check your bank's transfer limits and any charges before proceeding.
Deposit via SPEI
- 1
Open the deposit screen
Open Peanut, choose Deposit, and select SPEI if it is available to your account.
- 2
Set the currency and amount
Enter at least the displayed minimum. Review any conversion quote and the expected balance credit.
- 3
Copy the current bank instructions
Use the 18-digit CLABE, beneficiary information and reference shown for this deposit. Follow the exact sender-name and amount instructions.
- 4
Send from your bank
Enter those details in your banking app, check them against Peanut, and authorize the transfer. Keep the bank receipt.
- 5
Check your Peanut balance
Wait for processing and balance credit. A bank's completed status alone does not prove that the deposit has been credited.
Cost and timing
Your MXN deposit converts to digital dollars. Conversion costs are included in the all-in quote; check the amount to be credited. Your bank may also charge its own transfer fee.
The source estimate for this route is rail settlement in seconds, available 24/7. The underlying rail operates around the clock. A fast bank settlement does not guarantee immediate credit in Peanut. Bank checks, inaccurate details and additional review can delay the deposit. Transactions above $100,000 equivalent may require further information.
If your deposit has not appeared
Compare the amount, currency, reference and bank details with the instructions from Peanut. Keep the sender's name, bank receipt, date and transfer reference. Check the deposit troubleshooting guide or contact support with this evidence. Avoid sending again solely to resolve an unclear status.
FAQ
What currency should I send?+
Use MXN as offered in Peanut for this route. Do not send another currency to the same details without checking the app's instructions.
How much does the deposit cost?+
Your MXN deposit converts to digital dollars. Conversion costs are included in the all-in quote; check the amount to be credited. Your bank may also charge its own transfer fee.
How long does it take?+
The estimate is rail settlement in seconds, available 24/7. Processing and checks can take longer; confirm arrival in your Peanut balance.
Can someone else fund this deposit?+
Use the instructions shown for the specific deposit. For an eligible third-party bank deposit, the reference, sender name and amount must all match the information registered in Peanut. Do not assume that a different name or amount will be accepted.
