Mexican Peso Account
Open an account in Mexican pesos (MXN) once and keep it. Share its bank details with the payers these details accept (see below). Every payment arrives in your Peanut balance as digital dollars by SPEI, usually within minutes. There is no reference number and no amount to match.
Open One
- Open the app and go to Accounts
- Under Open new account, choose Mexican pesos
- Tap Open MXN account
- Copy the bank details, or share them from the app
Most verified users can open one, wherever they live. It is not available to residents of the UK, New York or a few restricted countries. You can hold 2 accounts at a time. If you need another, ask support. Opening and keeping the account is free.
You get an 18-digit CLABE. The app shows the account holder name to give your payer. The details never change, so payroll or a client can save them once.
Who Can Pay You
You can pay in from your own bank account, up to 1,000,000 MXN. A registered business can pay you with no limit. Another person can pay you up to 15,000 MXN in total.
These are totals, not per-payment caps. We cannot yet tell you the period they are measured over — ask support before you rely on a limit.
A CLABE is all you get, and all your payer needs. There is no bank name and no bank address on these details. If a payer asks for the beneficiary bank, the CLABE is enough.
Fees and Limits
Peanut charges no deposit fee. Conversion costs are in the rate the app shows. Minimum 50 MXN. Your own bank may set its own limits on outgoing transfers. See the pricing page for the full picture.
Payments totalling above $100,000 USD equivalent may trigger a standard compliance review.
If a Payment Does Not Arrive
If you sent it from your own bank account, the payer rule is not the cause — contact support with the transfer confirmation. If somebody else sent it, check who: a payer the currency does not allow is returned to their bank, and they can send again within the rule — see Who can pay into my account.
If the payment matched the rule and still came back, contact support with the sender's bank confirmation.
FAQ
Do I need a reference number?
No. These details have no reference. If your payer's bank asks for one, anything they type is ignored.
Does the amount have to match anything?
No. Any amount above the minimum works, as many times as you like.
Do the details change?
No. Open the account once and the details stay the same.
How fast does a payment arrive?
SPEI: usually within minutes.
Can I stop using them?
Contact support to request retirement. There is no self-service option yet. Retirement does not switch the details off at the bank: people who already have them can still send. Tell your payers before changing details.