Use One Balance for QR Payments Across Borders

Move between Argentina and Brazil with one balance and route-specific local QR payments.

Create an account

Moving between Argentina and Brazil means switching currencies and payment systems. A foreign card may add an issuer fee, and cash creates another exchange. Peanut lets a verified traveler fund one balance and use supported QR flows in each country.

Match the QR flow to the country

Peanut shows the local amount and current all-in quote before confirmation. Passport-based verification can unlock supported merchant QR payments without opening a local bank account for that payment flow.

Argentina: Mercado Pago merchant QR

Scan a compatible Mercado Pago merchant QR, check the merchant and ARS amount, then review the quote. Skip foreign card transaction fees by paying by QR with Peanut; card fees and exchange rates vary.

Brazil: Pix merchant QR

Scan a compatible Pix merchant QR, verify the merchant or recipient and BRL amount, and confirm. A Pix-key payment to another person is a separate supported flow. Local BRL withdrawals are available only to eligible Brazilian residents with CPF and must go to their own account.

Local bank deposits and withdrawals remain separate: Argentina requires residence, a local tax ID, and an eligible own account; Brazil requires residence, CPF, and an eligible own account.

Keep the balance ready

Use the funding route available to your verified account. SEPA starts at €1, ACH and USD wire at $1, and Faster Payments at £3. Digital-dollar deposit minimums are displayed with the deposit address. External senders may charge their own fees, and currency conversion is included in Peanut’s quote.

Review the pricing guide before funding and the current quote again before each payment.

See your options

How to get started

How to get started

  1. 1

    Create your account

    Create a personal Peanut account.

  2. 2

    Verify your identity

    Complete the identity check required for the action you want to use.

  3. 3

    Add funds

    Choose a deposit route and meet the minimum shown in the app.

  4. 4

    Review and confirm

    Review the recipient, local amount, and quote before confirming.

Questions

FAQ

Do I need a local bank account to pay a merchant QR?

No. Passport-based verification can unlock supported merchant QR payments in Argentina and Brazil without a local bank account for that payment flow.

How do I add funds?

Use the bank or digital-dollar deposit route shown for your verified account and meet the minimum displayed in Peanut.

How do I compare costs?

Compare the same action and amount. Review Peanut’s current all-in quote plus any fee charged by the sending bank, wallet, exchange, or delivery network.

Are the QR codes the same in Argentina and Brazil?

No. Use a compatible Mercado Pago merchant QR in Argentina and a compatible Pix merchant QR in Brazil, and review each one in Peanut.

Get started with Peanut

Create an account and review the exact route, eligibility, amount, and quote before confirming.