Get paid in dollars

Open US bank details in Peanut. Share them with your business clients and receive dollars by ACH or wire.

Create an account

Get a routing and account number to reuse for incoming payments. Your payer sends from their bank, and the money reaches your digital-dollar balance.

• Free to open and keep, with no Peanut receiving fee.
• No currency conversion for incoming USD.
• Your client doesn't need a Peanut account.

Your own bank account and businesses can pay into your USD details. Another person can send less than $4,000 per payment; family who share your surname have no such cap.

If you live in Texas, only your own bank account can pay in. Account access depends on verified residence and account checks; New York residents cannot open these accounts. Review the payer rules before sharing details with a client or payroll service.

Open your USD account details

1. 1

   Create and verify your account

   Sign up in the Peanut app and complete identity verification. If the app asks for your home address, add it.

2. 2

   Choose USD

   Open Accounts → Open new account → Open USD account.

3. 3

   Copy your details

   Use the routing number, account number and beneficiary details shown in the app.

4. 4

   Arrange your payment

   Check the payer rule, then share the details for an ACH or wire transfer. You can reuse them for later payments.

ACH usually takes 1–3 business days. Incoming USD wires usually arrive the same business day. These are account estimates; bank processing or checks can delay a payment.

Peanut adds no receiving fee, and USD does not need currency conversion. The sender's bank may charge for its transfer. If a payment is missing, use the deposit help guide.

Keep digital dollars or choose a payment or bank-withdrawal option in your app. Check the withdrawal guide for that route's costs and requirements; receiving fees do not describe a later withdrawal.