How Do I Collect Money with Peanut Requests?

A Peanut Request is a link or QR code that collects money. Share it with anyone and multiple people can contribute any amount. Each contribution lands in your Peanut balance immediately — no pot, no escrow, no waiting. Requests are free to create and contribute to.

Use Cases

  • Bill splitting — create a request after dinner and share it with the group
  • Donations — share a request link on social media for open contributions
  • Tips — use a persistent request link as a tipping jar
  • Group gifts — collect contributions for a shared gift or event

Create a Request

  1. 1

    Open the app and tap Request

    Start building your request link.

  2. 2

    Set a target amount (optional)

    You can set a target amount or leave it open-ended. The target is informational — contributors can keep contributing after it is reached.

  3. 3

    Confirm and generate

    Peanut generates a unique request link and QR code.

  4. 4

    Share with contributors

    Send the link or QR via any channel — group chat, social media, email, or print.

How Contributors Pay

With a Peanut account: Log in, enter an amount, confirm. Funds arrive in the creator's balance instantly.

Without a Peanut account: Contributors can fund via:

  • SEPA — arrives after SEPA processing (90% under 20 minutes)
  • ACH — arrives after ACH processing (1-3 business days)
  • Stablecoin — send to a provided address on any supported network

No Peanut account or verification is required for contributors (as long as you, the creator, are verified).

Info

Pix and Mercado Pago cannot be used to contribute to a request. These are spending methods for paying merchants, not inbound funding rails. Contributors who want to use those funds should create a Peanut account and fund it via another method first.

FAQ

Do requests expire?+

No. Requests never expire and have no amount limits.

Is there a fee?+

No. Creating and contributing to a request are both free.

Does each person need to verify their identity?+

If the creator is verified, contributors do not need verification — they can contribute without signing up. If the creator is not verified, each contributor must be verified.

Where do the contributions go?+

Each contribution settles directly to the creator's Peanut balance as soon as it clears. There is no intermediary pot or holding period.

How is this different from a Peanut Link?+

Peanut Links are for sending — one person funds a link and one person claims it. Requests are for collecting — one person creates a request and many people contribute. Links are all-or-nothing; requests accept multiple contributions.

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