How Do I Collect Money with Peanut Requests?

An open Peanut Request is a link or QR code that collects money. Share it and several people can contribute. An in-app contribution reaches your Peanut balance immediately. Bank and digital-dollar network contributions arrive after their route clears. Creating the request has no charge.

Requesting Money from a Specific Person

To send a request directly to a Peanut user, sign in to your account. The wallet that receives the payment must belong to you.

You can request money from someone after a completed payment between you, in either direction. Completed contributions to the same shared pot also qualify. An invitation alone does not qualify.

You can send that person up to 3 requests in a rolling 24 hours. Each person can receive up to 20 requests from all senders combined during that period. Every created request counts, including canceled requests. Canceling does not reset the limits. The count uses the preceding 24 hours, rather than a calendar day.

These rules apply to requests sent directly to a person. Open request links and contributions without a Peanut account work as described below.

Use Cases for Open Request Links

  • Bill splitting — create a request after dinner and share it with the group
  • Donations — share a request link on social media for open contributions
  • Tips — use a persistent request link as a tipping jar
  • Group gifts — collect contributions for a shared gift or event

Create an Open Request Link

  1. 1

    Open the app and tap Request

    Start building your request link.

  2. 2

    Set a target amount (optional)

    You can set a target amount or leave it open-ended. The target is informational — contributors can keep contributing after it is reached.

  3. 3

    Confirm and generate

    Peanut generates a unique request link and QR code.

  4. 4

    Share with contributors

    Send the link or QR via any channel — group chat, social media, email, or print.

How Contributors Pay

With a Peanut account: Log in, enter an amount, confirm. Funds arrive in the creator's balance instantly.

Without a Peanut account: Contributors can fund via:

  • SEPA — arrives after SEPA processing (90% under 20 minutes)
  • ACH — arrives after ACH processing (1-3 business days)
  • Digital-dollar network — use the currency, network, address, and minimum shown for the contribution

No Peanut account or verification is required for contributors (as long as you, the creator, are verified).

Info
Pix and Mercado Pago cannot be used to contribute to a request. These are spending methods for paying merchants, not inbound funding rails. Contributors who want to use those funds should create a Peanut account and fund it via another method first.

FAQ

Do requests expire?

No. A request does not expire. Each external contribution must still meet the minimum shown for its route.

Is there a fee?

Creating a request and contributing from a Peanut balance have no charge. External bank conversion uses the all-in quote; a sending bank or wallet may also charge.

Does each person need to verify their identity?

If the creator is verified, contributors do not need verification — they can contribute without signing up. If the creator is not verified, each contributor must be verified.

Where do the contributions go?

Each contribution settles directly to the creator's Peanut balance as soon as it clears. There is no intermediary pot or holding period.

How is this different from a Peanut Link?

Peanut Links are for sending — one person funds a link and one person claims it. Requests are for collecting — one person creates a request and many people contribute. Links are all-or-nothing; requests accept multiple contributions.

Chat with Support