When will Peanut launch in Colombia?

Peanut is actively working on Transfiya integration for Colombia. Sign up to get notified as soon as local spending goes live. In the meantime, you can already deposit and withdraw digital dollars from Colombia today.

How do I get early access to Peanut in Colombia?

Sign up at peanut.me with your email. You will receive an invitation and be notified when Transfiya payments launch in Colombia. You can start depositing and withdrawing digital dollars right away.

Can I send money to Nequi or Daviplata with Peanut?

When Transfiya integration launches, payments will flow through the network that connects Nequi, Daviplata, and other major Colombian wallets and banks. Today, you can send digital dollars to anyone in Colombia via Peanut Links — the recipient can then withdraw to their preferred account.

Peanut Is Coming to Colombia

Pay with Transfiya, send money to anyone in Colombia, and get better rates — no Cedula de Extranjeria required.

Colombia has become one of Latin America's fastest-growing destinations for tourists, digital nomads, and remote workers. Medellin, Bogota, and Cartagena draw visitors from around the world, but paying like a local is nearly impossible without a Cedula de Extranjeria — a foreigner ID card that requires a valid visa and weeks of paperwork. Without it, you are stuck with credit cards charging marked-up rates and limited merchant acceptance.

Peanut will change that. When local spending launches in Colombia, you will be able to send money to anyone and pay through Transfiya — Colombia's expanding real-time payment network — all without needing a Cedula, a local bank account, or a Colombian phone number. Your digital dollar balance will convert to Colombian pesos at the real market rate at the moment of payment.

How It Will Work

1
Deposit funds
Add money to your Peanut balance from your bank via SEPA, ACH, or wire transfer — or send digital dollars from any major exchange. All deposits are free.
2
Your balance stays in digital dollars
Your funds will be held in digital dollars until you are ready to spend. No exposure to peso fluctuations while your money sits in your account.
3
Pay with Transfiya
When Peanut launches local spending in Colombia, you will pay through Transfiya for instant transfers to merchants and individuals. Your digital dollars will convert to pesos at the moment of payment.
4
Send money to anyone
Share a Peanut Link with anyone in Colombia. They will claim the funds and withdraw to their Nequi, Daviplata, or bank account — no Peanut account required on their end.

What Payment Methods Are Coming

Transfiya

Transfiya is Colombia's real-time payment network, operated by ACH Colombia and inspired by Brazil's successful Pix system. It enables instant transfers between bank accounts and wallets using just a phone number — no need for account numbers or routing details. Transfiya is integrated with major Colombian financial institutions including Bancolombia, Davivienda (Daviplata), Nequi, and Banco de Bogota.

When Peanut integrates Transfiya, you will be able to make instant payments to merchants and send money to individuals across Colombia. The recipient will see a normal Transfiya payment — they will not know Peanut is involved. No Cedula de Extranjeria, no Colombian bank account, no local phone number required on your end.

Transfiya's merchant payment network is still growing, but P2P transfers are already widely used. Combined with Peanut Links for sending money to anyone, you will have full access to Colombia's financial ecosystem from day one.

Info

You will not need a Cedula de Extranjeria to use Peanut in Colombia. Verify with your passport from any country in under two minutes. No local bank account or Colombian phone number needed.

What to Expect

The Colombian peso operates under a managed float regime, which means exchange rates can fluctuate — making timing relevant for larger transfers. Credit cards in Colombia come with foreign transaction fees, typically 1-3%, on top of the bank's exchange rate markup.

Peanut will convert your digital dollars to Colombian pesos at the real market rate. The rate locks at the moment of payment — what you see on the confirmation screen is exactly what you pay. No hidden markups, no foreign transaction fees, no surprises.

For remittances, traditional providers charge 1-4% in fees with multi-day settlement. Peanut will deliver funds instantly at a better rate, with no fees on either end.

Who Will Use Peanut in Colombia

Sending Money to Family

If you send money to family in Colombia from the United States or Spain, you are familiar with the pain: fees on every transfer, exchange rate markups, and multi-day waits. With Peanut, you will send dollars and your family will receive pesos instantly via Transfiya or a direct withdrawal to their Nequi or Daviplata account. No fees on either end.

Tourists

Colombia's cities and coastlines draw millions of visitors each year. But paying with a foreign credit card means foreign transaction fees and unfavorable rates. Peanut will let you pay through Transfiya at the real rate — no Cedula required, no bank account needed, no multi-step paperwork.

Digital Nomads

Medellin, Bogota, and Cartagena are among Latin America's top digital nomad hubs. Colombia even offers a dedicated digital nomad visa. But without a Cedula de Extranjeria, accessing local payment systems is extremely limited. Peanut will give you access to Transfiya from day one, with just your passport. Pay your coworking space, split bills with friends, and settle up at local restaurants — all through local payment rails.

Get Notified

Peanut is not yet live for local spending in Colombia, but you can already deposit and withdraw digital dollars today. When Transfiya integration launches, you will be among the first to pay like a local.

Sign up now to get notified when Peanut launches local spending in Colombia. Verification takes under two minutes with your passport or national ID — no Cedula required.