Deposit from Ripio to Peanut
Send USDC or USDT on a network shown by both apps. Review the current fee and minimum before you confirm.
You can fund Peanut by withdrawing USDC or USDT from Ripio to the deposit address shown in Peanut. The currency, network and address must match exactly. A mismatch can prevent the deposit from being credited.
Before you start
You need a Ripio account enabled for withdrawals and a Peanut account with a deposit address. Ripio requires identity verification under its own rules. Peanut does not require identity verification for digital-dollar deposits.
Open Peanut first and note the current currency, network, address and minimum. Availability and minimums can change, so use the details shown for this deposit.
How to deposit from Ripio
- 1
Choose Deposit in Peanut
Open Peanut, select Deposit, then choose the currency and network you will use.
- 2
Copy the address and minimum
Copy the exact deposit address and note the minimum shown for that route.
- 3
Open your Ripio wallet
Select USDC or USDT, tap Send or Withdraw, and choose an external wallet.
- 4
Match the currency and network
Choose a combination that appears in the table below and is currently available in both apps.
- 5
Paste and check the address
Paste the Peanut address, compare its first and last characters, and enter at least the current minimum.
- 6
Review the final screen
Check the fee, minimum, delivered amount, currency, network and address before confirming.
Confirmed currency and network pairs
| Network | Confirmed currencies | Address type |
|---|---|---|
| Polygon | USDT only | EVM 0x address |
| Ethereum | USDC, USDT | EVM 0x address |
This guide covers the USDC and USDT routes confirmed for Ripio. Peanut also accepts ETH on supported EVM networks, but use it only when both apps show that exact currency and network. Unsupported currencies are not credited and may be lost.
How your balance is credited
Ripio's confirmed routes here are USDC or USDT on Ethereum and USDT on Polygon. USDC and USDT are converted at the available market rate; these routes do not carry Arbitrum's 1:1 USDC guarantee. Your balance appears in dollars.
Fees, minimums and arrival
Peanut covers deposit processing. Ripio may charge a withdrawal or network fee, and its minimum may vary by currency and network. Review the final Ripio screen for the current figures.
Arrival depends on Ripio's processing and network confirmation. If the withdrawal is complete but does not appear in Peanut, save the transaction hash and use the deposit troubleshooting guide.
Avoid common mistakes
Check the network twice when a currency appears on several networks. Use the address generated for the selected route. Use only a currency and network shown in both apps. A small test withdrawal can reduce risk, but it must meet the current minimum and may incur another Ripio fee.
FAQ
How long does a deposit from Ripio take?
It depends on Ripio's processing and network confirmation. Check the withdrawal status first; it is not a fixed arrival time.
Are there fees for depositing from Ripio?
Peanut covers deposit processing. Ripio may charge a withdrawal or network fee shown on its final confirmation screen.
What currencies can I deposit?
This guide covers confirmed USDC and USDT routes. Peanut also accepts ETH on supported EVM networks when Ripio shows the exact same route.
Is every USDC deposit credited 1:1?
No. Ripio's confirmed routes use the available market conversion. The 1:1 guarantee applies only to USDC through Arbitrum, which is not listed here.
My deposit has not arrived. What should I do?
Confirm that Ripio marks the withdrawal complete. Check the currency, network, address, minimum and transaction hash, then follow the troubleshooting guide.
Copy the current deposit details, match them in Ripio, and review the withdrawal before confirming.