How Much Can I Earn with Peanut Rewards?

Your rewards grow based on how active your referral network is. When people you invite use Peanut to make payments, you earn a share of the revenue their transactions generate. The more your network uses the app, the more you earn — and earnings are ongoing, not one-time.

What Drives Your Earnings

Peanut Rewards is a referral-based revenue-share system. You invite friends to Peanut, and when they use the app and make payments, you earn a share of the revenue Peanut makes from their transactions. This is not a one-time sign-up reward — you continue earning for as long as your referrals keep using Peanut.

The amount you earn depends on two factors: how many people you have referred, and how actively those people use Peanut. A user who referred ten active friends will naturally earn more than someone who referred two people who rarely use the app. There are no fixed earning tiers or caps — your rewards reflect the real activity of your network.

Multi-Level Earning

Your earnings go beyond the people you directly invite. If your friend invites someone else to Peanut, you also earn from that person's transactions. For example, if Alice invites Bob and Bob later invites Charlie, Alice earns from both Bob's and Charlie's activity.

This means your network can grow beyond your own direct efforts. When your referrals share Peanut with their own contacts, your earning potential expands. The rewards from each level come from the revenue generated by those users' transactions — rewards are funded by real activity.

Why Some Users Earn More Than Others

If you notice that other users seem to earn more, it typically comes down to network size and activity. Users who earn the most tend to have referred more people, and those people use Peanut regularly for their daily payments.

Here are the factors that influence your earnings:

• Number of referrals. More referrals means more potential earning sources.
• Referral activity. Active referrals who make frequent payments generate more rewards for you than inactive ones.
• Network depth. If your referrals also invite others, you benefit from that extended network.
• Consistency. Earnings are ongoing. A referral who uses Peanut daily generates steady rewards over time.

There is no way to increase your share percentage — the revenue share is the same for everyone. The difference between high earners and low earners is always about how large and active their referral network is.

Welcome Rewards for New Users

When you first join Peanut, you receive welcome rewards as a separate one-time benefit. These appear as surprises after your first two QR payments following activation.

After your first QR payment, a surprise notification shows that you earned $0.35. After your second QR payment, another notification appears with a $0.65 reward. The combined total is $1.00, funded by Peanut as a welcome gift.

These welcome rewards are separate from the referral system. They are a one-time introduction to how rewards work, not part of ongoing earnings. After claiming your welcome rewards, all future rewards come from referral activity.

Points vs. Rewards

Peanut has two separate systems that are sometimes confused: points and rewards. Points are a gamification score used for leaderboards and promotional activities. Rewards are real money earned through referrals. The two systems are completely independent — earning points does not affect your rewards, and vice versa.

Keeping Your Rewards

Once you earn a reward, it stays yours. If one of your referrals' transactions is later refunded or reversed, the reward you earned from that transaction is not clawed back. Earned rewards remain in your balance regardless of what happens to the original transaction.

Your rewards accumulate in a pending balance and need to be claimed — see the claiming help page for details on how that works.