What's the difference between rewards and points?
Rewards and points are two completely separate systems in Peanut. They are not connected in any way. Rewards are real money earned from referrals. Points are a gamification score used for leaderboards and promotions.
Two Systems, Zero Overlap
This is the most important thing to understand: rewards and points have no relationship to each other. They are earned differently, stored differently, and used for entirely different purposes. You cannot convert one into the other.
Rewards: Real Money
Rewards are a referral-based revenue-share system. When you invite friends to Peanut and they use the app, you earn a share of the revenue from their transactions. This is real money with a dollar value that goes into your balance.
How rewards work:
- Earning: Invite friends. When they use Peanut, you earn a share of revenue from their transactions — ongoing, not a one-time event.
- Multi-level: If Alice invites Bob and Bob invites Charlie, Alice earns from both Bob's and Charlie's activity.
- Claiming: Rewards accumulate in your pending balance. When you make a payment, a claim prompt appears. Tap it, and the pending amount moves to your spendable balance.
- Value: Dollar amounts. The claim flow always shows you exactly how many dollars you're claiming.
Points: Gamification Score
Points are a completely separate scoring system. They track your activity and participation in Peanut but carry no monetary value.
How points work:
- Earning: You earn points from various activities and transactions within the app.
- Value: Points have no monetary value. They cannot be spent, converted to dollars, or exchanged for rewards.
- Purpose: Points power leaderboards, status tiers, and promotional events like double-points weeks and seasonal multipliers.
- Promotions: Points enable special campaigns — multiplier events, competitions, and seasonal activities.
Side-by-Side Comparison
| Points | Rewards | |
|---|---|---|
| What it is | Gamification score | Real money |
| Earned from | Activity and transactions | Referral revenue share |
| Value | No monetary value | Dollar value added to balance |
| Claiming | Never spent or converted | Claimed via making a transaction |
| Used for | Leaderboards, promotions, status | Spending in the app |
How to Tell Them Apart in the App
The claim flow is the clearest indicator. When you claim rewards, you see dollar amounts — never points. Your rewards dashboard shows pending balance in dollars, earnings history with dollar figures, and your referral list. Points appear separately in leaderboard and activity sections.
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Points Power Promotions, Not Payments
Points serve a specific purpose: they drive engagement through promotions. During double-points weeks, you earn points at twice the normal rate. Seasonal multiplier events offer even higher rates. These promotions are about activity and participation, not about earning money. Your point total affects your position on leaderboards and may qualify you for special events, but it never converts to a dollar amount.
Rewards, on the other hand, are straightforward: your referrals use Peanut, you earn a share of revenue, you claim it as real money. The two systems run in parallel without intersecting.
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