Receive Money from France — Spend It Instantly
Someone in France sends you euros. You spend pesos or reais in seconds — via MercadoPago or PIX. No fees. No DNI or CPF needed.
Receive Money from France and Spend Locally in Seconds
France is one of the fastest-growing European source markets for travelers to Argentina and Brazil. When someone in France sends you money through Peanut, the funds arrive instantly — Peanut-to-Peanut transfers take milliseconds. You then pay at any merchant in Argentina with Mercado Pago QR or in Brazil with PIX, at the cripto dólar rate — roughly 5-10% better than what traditional bank transfers deliver.
The sender deposits via SEPA bank transfer from any French bank — free, with 90% arriving in under 20 minutes. French banks support SEPA Instant under the EU Instant Payments Regulation. No fees on either end. No local ID required to receive or spend.
How to Receive Money from France
- 1
Sign up on Peanut
Create your account and verify with a passport or national ID card. No Argentine DNI or Brazilian CPF needed. Under 2 minutes.
- 2
Share your details with the sender
The person in France creates their Peanut account and deposits via SEPA bank transfer — free and fast.
- 3
Receive the money instantly
Peanut-to-Peanut transfers arrive in milliseconds. Your balance updates immediately.
- 4
Spend locally
Scan a Mercado Pago QR at 1,000,000+ merchants in Argentina, pay via PIX in Brazil, or transfer to a local bank account.
What You Can Do With the Money
In Argentina
Mercado Pago QR — Pay at supermarkets, restaurants, cafes, kiosks, pharmacies, and over 1,000,000 merchants. The rate locks at the moment of payment — no slippage after confirming.
Bank transfer — Move funds to a local Argentine bank account.
In Brazil
PIX — Pay at virtually any merchant. Instant, 24/7/365. Over 150 million users in Brazil.
Bank transfer — Withdraw to a Brazilian bank account.
How Much Does It Cost?
No fees. Receiving, spending, and bank transfers are all free from Peanut.
For the EUR-to-ARS corridor, Peanut converts through the cripto dólar rate — approximately 5-10% better than the MEP rate used by Wise and credit cards. For Brazil, the flow avoids the IOF tax (up to 3.5% on outbound transfers). See the pricing page for details.
FAQ
How do I receive money from France with Peanut?+
Sign up on Peanut and verify with any passport or national ID. The sender in France deposits via SEPA (free, fast) and sends to your account. Money arrives instantly. Spend via Mercado Pago, PIX, or bank transfer.
Do I need a DNI or CPF to receive money?+
No. A passport or national ID card from any country is sufficient. No Argentine DNI or Brazilian CPF required.
How long does it take to receive money from France?+
Peanut-to-Peanut transfers are instant. SEPA deposits arrive in under 20 minutes for 90% of users — faster with SEPA Instant. Spending via Mercado Pago or PIX is instant once funds are in your account.
Are there fees for receiving money?+
No fees at all. Everything is free from Peanut — receiving, spending, and bank transfers.
What can I do with the money once it arrives?+
In Argentina: pay at 1,000,000+ Mercado Pago merchants or transfer to bank. In Brazil: pay via PIX or transfer to bank. All available immediately.
