Withdraw via SPEI

Send MXN directly to your own or another person’s supported bank account when your Peanut account is eligible.

Check your bank options

An eligible, verified Peanut user can send MXN from their balance through SPEI. Enter the recipient’s 18-digit CLABE; the bank recipient does not need Peanut or a Peanut Link.

Bank access depends on your verified residence and account eligibility. A bank account in the destination country is not enough on its own. New York residents are excluded from the relevant bank routes. Check whether SPEI appears in your account before sending.

The recipient account can belong to you or another person. These rules apply to SPEI; local ARS and BRL withdrawals have separate own-account and residence requirements.

Send a SPEI bank transfer

1. 1

   Open bank transfers

   Open Peanut, choose Withdraw and then Bank Transfer.

2. 2

   Choose the destination

   Select the supported destination for SPEI. Enter the recipient’s 18-digit CLABE and the other requested account details.

3. 3

   Enter the amount

   The minimum is 50 MXN. Check the amount in MXN and keep enough balance for the displayed quote.

4. 4

   Review and confirm

   Verify the recipient details, amount, exchange quote and expected timing. Confirm when everything is correct.

Your digital-dollar balance converts to MXN. Conversion costs are included in the all-in quote shown before confirmation; check the amount the bank recipient will receive.

Expected processing is seconds, with service available 24/7. This is an estimate, not a guaranteed arrival time. Bank checks or incorrect recipient information can delay a transfer. Transactions above $100,000 equivalent may require more information.

Check the transfer status and compare the bank details with your confirmation. Keep the amount, time and transaction reference, and contact support with the recipient’s evidence if the transfer appears completed but is missing. Do not send again solely to resolve an unclear status; refunds and recovery are case-specific.

FAQ

Can I send to someone else’s bank account?

Yes, an eligible verified user can send through SPEI to a supported third-party bank account. This is a direct bank transfer, separate from a Peanut Link.

What is the minimum?

The minimum for this route is 50 MXN. Check the current amount and any account-specific conditions in Peanut before confirming.

How much does the transfer cost?

Your digital-dollar balance converts to MXN. Conversion costs are included in the all-in quote shown before confirmation; check the amount the bank recipient will receive.