Receive money from the Philippines with Peanut

The sender can fund a Peanut Link or use a supported network. You receive digital dollars to hold, withdraw, or use through supported payment flows.

Create an account

The clearest way to receive money from the Philippines is a sender-funded Peanut Link. The sender adds digital dollars to their own Peanut balance, creates the Link, and shares it with you. You open the Link and claim the full amount.

A supported-network transfer is another option. You share the exact currency, network, and deposit address shown in your Peanut account. The sender transfers from a compatible wallet or exchange using that same combination.

How to receive money from the Philippines

Receive money from the Philippines

1. 1

   Check your Peanut account

   Open Peanut and review the current receiving currencies, networks, minimums, and any verification prompt.

2. 2

   Choose a Link or network transfer

   For a Link, the sender funds their own Peanut balance and creates the Link. For a network transfer, share your exact receiving currency, network, and address.

3. 3

   Receive the funds

   Open and claim the funded Link, or wait for the supported network transfer to confirm. The sender should never switch the currency or network after you share the instructions.

4. 4

   Use the credited balance

   Hold the digital dollars, withdraw through an available route, or use a supported payment flow in Argentina or Brazil.

How the sender funds the Link

Peanut does not offer a local PHP bank-deposit route. The sender can fund their own Peanut balance on a supported network, then create the Link. They must use a currency and network shown in the app.

The Link belongs to the sender until it is claimed. The sender can reclaim an unclaimed Link at any time, and the Link does not expire.

Claiming the Link

Open the Link the sender shares and follow the claim flow. A claim into a Peanut account arrives instantly after the Link is funded. That timing applies to the in-account claim, not to the sender's earlier deposit.

Creating a Link and claiming it into Peanut are free. One side of the Link transfer must satisfy the applicable verification rule. Pix and Mercado Pago are not direct Link-claim destinations; claim into Peanut first, then start a supported payment from your balance.

Other receiving options

For a network deposit, both people must use a combination supported by Peanut. Peanut covers deposit processing, but the sender's wallet or exchange may charge its own withdrawal fee. The credited amount is not guaranteed to be exactly 1:1 on every currency and network.

If your verified Peanut account offers bank receipt in USD, EUR, GBP, or MXN, you may share those exact instructions with the sender. Eligibility belongs to you as the recipient, and the sender's bank must support the instructed currency. This does not create a local PHP bank route.

Use the received balance

In Argentina, an appropriately verified account can pay supported Mercado Pago merchant QRs. In Brazil, an appropriately verified account can pay supported Pix merchant QRs or use the separate Pix-key payment flow. Check the local amount and exchange quote before confirming.

Passport verification can support these merchant QR payments. Local bank routes are separate: ARS deposits and withdrawals require Argentine residence and local tax details; BRL deposits and withdrawals require Brazilian residence and CPF, and first-party withdrawals go to the user's own account.

Costs to check

There is no direct PHP conversion route in Peanut. The sender should review any fee charged by their wallet or exchange and the amount credited before creating the Link. If you use an eligible foreign-currency bank receipt, follow the all-in quote and exact bank instructions shown in your account.