Receive Money from the UK — Spend It Instantly

Someone in the UK sends you pounds. You spend pesos or reais in seconds — via MercadoPago or PIX. No fees. No DNI or CPF needed.

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Receive Money from the United Kingdom and Spend Locally in Seconds

When someone in the UK sends you money through Peanut, you do not wait days for a bank transfer to clear. The funds arrive in your account instantly — Peanut-to-Peanut transfers take milliseconds. From there, you scan a Mercado Pago QR code at any merchant in Argentina or pay with PIX anywhere in Brazil.

The UK sender deposits via SEPA bank transfer (free, 90% arrive in under 20 minutes) if they hold a euro-denominated account, or sends digital dollars from a UK exchange on Solana or Arbitrum. Once the money reaches your Peanut account, it converts at the cripto dólar rate — 5-10% more pesos per pound than what traditional services deliver through the regulated MEP rate. No fees on either side. No DNI or CPF required to receive or spend.

How to Receive Money from the UK

1. 1

   Sign up on Peanut

   Create your account and verify with a passport or national ID card from any country. No DNI or CPF needed. Takes under 2 minutes.

2. 2

   Share your details with the sender

   The person in the UK creates their own Peanut account and sends money to you. They can deposit via SEPA (if they have a euro account) or send digital dollars from any exchange.

3. 3

   Receive the money instantly

   Peanut-to-Peanut transfers arrive in milliseconds. The balance appears in your account the moment the sender confirms.

4. 4

   Spend locally

   Scan a Mercado Pago QR at 1,000,000+ merchants in Argentina, pay via PIX at virtually any merchant in Brazil, withdraw cash from Red ATMs, or transfer to a local bank account.

What You Can Do With the Money

In Argentina

Mercado Pago QR — Scan at supermarkets (Carrefour, Dia, Coto, Jumbo), restaurants, cafes, kiosks, pharmacies, and over 1,000,000 merchants nationwide. The merchant sees a normal Mercado Pago payment. The rate locks at the moment you pay.

Cash withdrawal — Generate a QR in the Peanut app and withdraw pesos from any Red ATM. Available 24/7 in Buenos Aires, Cordoba, Mendoza, Rosario, and other major cities. Free from Peanut (ATM operator may charge a small fee).

Bank transfer — Move funds to a local Argentine bank account for rent, bills, or savings.

In Brazil

PIX — Pay at restaurants, supermarkets, gas stations, ride-hailing apps, hotels, and street vendors. PIX is instant, works 24/7/365, and is used by over 150 million people in Brazil.

Bank transfer — Withdraw to a Brazilian bank account when needed.

How Much Does It Cost?

Zero fees. Receiving money is free. Spending via Mercado Pago or PIX is free. Cash withdrawals are free from Peanut. Bank transfers are free.

The exchange rate makes the real difference. In Argentina, Peanut uses the cripto dólar rate — roughly 5-10% better than the MEP rate used by Wise and credit cards for the EUR-to-ARS corridor. In Brazil, Peanut's digital-dollar-based flow avoids the Tax on Financial Operations (IOF), saving up to 3.5% on transfers.

See the full breakdown on the pricing page.

Receive Money from the UK Now

No fees, instant spending, no local ID required.